I need to verify employment or income of an individual
I need to determine eligibility for government assistance
I need to verify someone’s employment, income, or work history
I need to see my information or I have been required to provide a salary key
I need to manage my employees
Third-party verification of borrower income and employment is a proven best-practice in mitigating fraud and improving loan quality. The Work Number® delivers a concise, instantly available report that verifies the applicant's current employment status and provides payroll income with consumer authorization.
The Work Number is a proprietary database owned by Equifax, and is the largest central source of consolidated income and employment information. The database houses payroll information from tens of thousands of employers nationwide—from Fortune 500 companies to small regional and local employers and the majority of federal government civilian employers.
Leveraging The Work Number provides insight beyond stated income, and eliminates reliance on applicant-provided pay stubs or W-2s. You'll alleviate the burden of manually validating company contact information and calling to verify employment—speed and efficiency gains that can improve customer experience and help you originate more quality loans, faster.